Thursday February 21, 2019


Rates & Fees


Loan Rates Dividend Rates Chart of Fees

Effective as of: 2/20/2019
New Autos
YearTermA.P.R.
2016 - 2019 39 Months2.99%
40 - 63 Months3.625%
64 - 75 Months4.99%
Up to 100% of Kelley Blue Book value. Please visit: https://www.kbb.com
 
Used Autos
YearTermA.P.R.
2013 - 2015Up to 63 Months4.9%
2011 - 2012Up to 48 Months4.99%
2006 - 2010Up to 39 Months4.25%
2005 or OlderUp to 36 Months5.25%
Up to 100% of Kelley Blue Book value. Please visit: https://www.kbb.com
 
Motorcycles
YearTermA.P.R.
2016 - 2019Up to 60 Months4.50%
2015 or olderUp to 48 Months5.00%
Up to 100% of Kelley Blue Book value. Please visit: https://www.kbb.com
 
Home Loans
Loan TypeTermA.P.R.
Home Equity1 Year Adjustable180 Months5.25%
Adjustable Rate Mortgage3 Year Adjustable180 Months3.75%
Fixed Rate Mortgage15-20 Year (1st Lien)180 Months5.00% -5.25%
Fixed Rate Mortgage15-20 Year (2nd Lien)180 Months5.375%-5.625%
Our Home Equity rates will always be .25% below the Prime Rate
Please contact us for 5 - 10 year specialized fixed rate mortgages
 
Personal Loans
Loan TypeTermA.P.R.
Signature$15,000 Maximum36 Months12.65%
Up to 60 Months13.75%
*Special*Up to 60 Months7.99%
 
Visa Credit Card
Loan TypeA.P.R.
Revolving$15,000 Maximum11.90%
*With Autopay*9.99%
 
Share Secured Loans
Loan TypeTermA.P.R.
SignatureUp to 60 Months1.50%
Share Secured Loan rates will always be 1% above the Regular Shares dividend rate found on the Dividend Rates page.
 
Education Tuition Loans
Loan TypeTermA.P.R.
Signature$15,000 Maximum36-60 Months6.00%
 
Home or Auto Insurance Premium Loan
Loan TypeTermA.P.R.
Signature18 Months4.90%
 
Winter Heat Budget Program
Loan TypeTermA.P.R.
Signature12 Months4.90%
 



Auto Rates
2016-19 2.75% - 3.25%
2004-15 4.25% - 5.00%

Mortgage Loans
Home Equity LOC 4.25%
3 YR ADJ MTG 3.75%
Fixed MTG 15 YR 5.0%

Share Rates
Regular Share 0.50%

CD Rates
3-Month CD   1.15%
6-Month CD  1.20%
1-Year   CD  1.85%
2-Year   CD 1.90%
3-Year   CD  2.00%
5-year   CD 2.20%

 

For additional rates click
RATES & FEES