Rates & Fees
Loan Rates Dividend Rates Chart of Fees
Effective as of: 10/18/2018
| NEW AUTOS SPECIALS | |||
| LOAN TYPE | TERM | A.P.R. | |
| 2016 to 2019 | 100% Financing | 36 Months | 2.75% |
| 2016 to 2019 | 100% Financing | Up to 63 Months | 3.25% |
| 2016 to 2019 | 100% Financing | Up to 75 Months | 4.75% |
| USED AUTOS | |||
| LOAN TYPE | TERM | A.P.R. | |
| 2013 - 2015 | 100% Financing | Up to 63 Months | 4.50% |
| 2011 - 2012 | 100% Financing | Up to 60 Months | 4.75% |
| 2006 - 2010 | 100% Financing | Up to 39 Months | 4.25% |
| 2005 or Older Vehicles | 100% Financing | Up to 36 Months | 5.25% |
| HOME LOANS | |||
| LOAN TYPE | TERM | A.P.R. | |
| Home Equity line | 1 Yr Adjustable-Prime-.25pt | 180 Months | 4.25% |
| Adjustable Rate | 3 Yr Adjustable | 180 Months | 3.75% |
| Fixed Rate | 15 -20 Yr (1st/2nd Liens) | 180 Months | 5.00% -5.625% |
| MOTORCYCLE LOANS | |||
| LOAN TYPE | TERM | A.P.R. | |
| 2016 - 2019 | 100% Financing | Up to 60 Months | 4.50% |
| 2015 or older | Up to 48 Months | 5.0% | |
| PERSONAL LOANS | |||
| LOAN TYPE | TERM | A.P.R. | |
| Signature | $15,000 Maximum | 36 Months | 12.65% |
| Up to 60 Months | 13.75% | ||
| **SPECIAL** | Up to 60 Months | 7.99% | |
| SHARE SECURED LOANS | |||
| LOAN TYPE | TERM | A.P.R. | |
| Signature | Up to 60 Months | 1.40% | |
| EDUCATION TUITION LOANS | |||
| LOAN TYPE | TERM | A.P.R. | |
| Signature | 36-60 Months | 6.00% | |
| $15,000.00 Maximum | |||
| HOME OR AUTO INSURANCE PREMIUM LOAN | |||
| LOAN TYPE | TERM | A.P.R. | |
| *** SPECIAL *** | 12 Months | 4.90% | |
| WINTER HEAT BUDGET PROGRAM | |||
| LOAN TYPE | TERM | ||
| Signature | 12 Months | 4.90% | |
| VISA CREDIT CARD | |||
| LOAN TYPE | TERM | Rate | |
| Revolving | Up to $15k | 11.90% | |
| Visa direct payment | 9.99% | ||
| All rates listed above are for loans paid through payroll deduction or automatic payment. | |||
