Rates & Fees
Loan Rates Dividend Rates Chart of Fees
New Autos | |||
Year | Term | A.P.R. | |
2016 - 2019 | 39 Months | 2.99% | |
40 - 63 Months | 3.625% | ||
64 - 75 Months | 4.99% | ||
Up to 100% of Kelley Blue Book value. Please visit: https://www.kbb.com | |||
Used Autos | |||
Year | Term | A.P.R. | |
2013 - 2015 | Up to 63 Months | 4.9% | |
2011 - 2012 | Up to 48 Months | 4.99% | |
2006 - 2010 | Up to 39 Months | 4.25% | |
2005 or Older | Up to 36 Months | 5.25% | |
Up to 100% of Kelley Blue Book value. Please visit: https://www.kbb.com | |||
Motorcycles | |||
Year | Term | A.P.R. | |
2016 - 2019 | Up to 60 Months | 4.50% | |
2015 or older | Up to 48 Months | 5.00% | |
Up to 100% of Kelley Blue Book value. Please visit: https://www.kbb.com | |||
Home Loans | |||
Loan Type | Term | A.P.R. | |
Home Equity | 1 Year Adjustable | 180 Months | 5.25% |
Adjustable Rate Mortgage | 3 Year Adjustable | 180 Months | 3.75% |
Fixed Rate Mortgage | 15-20 Year (1st Lien) | 180 Months | 5.00% -5.25% |
Fixed Rate Mortgage | 15-20 Year (2nd Lien) | 180 Months | 5.375%-5.625% |
Our Home Equity rates will always be .25% below the Prime Rate | |||
Please contact us for 5 - 10 year specialized fixed rate mortgages | |||
Personal Loans | |||
Loan Type | Term | A.P.R. | |
Signature | $15,000 Maximum | 36 Months | 12.65% |
Up to 60 Months | 13.75% | ||
*Special* | Up to 60 Months | 7.99% | |
Visa Credit Card | |||
Loan Type | A.P.R. | ||
Revolving | $15,000 Maximum | 11.90% | |
*With Autopay* | 9.99% | ||
Share Secured Loans | |||
Loan Type | Term | A.P.R. | |
Signature | Up to 60 Months | 1.50% | |
Share Secured Loan rates will always be 1% above the Regular Shares dividend rate found on the Dividend Rates page. | |||
Education Tuition Loans | |||
Loan Type | Term | A.P.R. | |
Signature | $15,000 Maximum | 36-60 Months | 6.00% |
Home or Auto Insurance Premium Loan | |||
Loan Type | Term | A.P.R. | |
Signature | 18 Months | 4.90% | |
Winter Heat Budget Program | |||
Loan Type | Term | A.P.R. | |
Signature | 12 Months | 4.90% | |