Friday September 22, 2017


Rates & Fees


Loan Rates Dividend Rates Chart of Fees

Effective as of: 03/22/2017
INSUFFICIENT FUNDS
NSF RETURN OVERDRAFT (ACH OR SHAREDRAFT)$25.00
NSF PAID BY OVERDRAFT LINE TRANSFER$ 2.00
NSF PAID BY ANOTHER ACCOUNT$12.00
NSF PAID BY AUTO TRANSFERS$12.00
NSF VISA CREDIT CARD PAYMENT$25.00
 
ATM/DEBIT CARD
REPLACEMENT CARD$ 5.00
EXCEED 12 FOREIGN ATM WITHDRAWALS/INQUIRES$ 1.00
 
SAVINGS (REGULAR SHARE A SUFFIX)
$25.00 min balance required. If balance falls below during any month $1 is assessed at month-end.
 
Minimum balance of $25 must be maintain. If balance falls below During a given month a fee of $1.00 is assessed at the $1.00
 
CHECKING (SHAREDRAFT X SUFFIX) No Minimum balance required
STOP PAYMENT FEE$12.50
PAID CHECK PHOTO COPY*$ 2.00
STATEMENT COPY*$2.00
*DENOTES FREE AT VIRTUAL BRANCH ONLINE BANKING
 
MISCELLANEOUS FEES
 
Returned Deposit Item$25.00
Money Orders$ 1.50
AMEX Travelers ChecksFREE
VISA Gift Checks$ 1.50
Domestic Wire Fee Outgoing$15.00
International Wire Outgoing$32.00
Incoming WiresFREE
Stop Payment on Cashier’s Check$12.50
Account Research per hour$10.00
Cashier Check (less than $500)$ 1.50
Mortgage Subordination$75.00
Levy, Subpoena, Legal Action$15.00
Dormant Account (No activity 1095 days)$ 5.00
Electronic Bill PayFREE
VISA Credit Card Payment at the Teller Window$ 2.00
VISA Credit Card Cash Advance at foreign ATM/Bank$ 2.00
VISA Credit Card by Phone payment$ 1.00



Auto Rates
2015-2018 2.25% to 2.75%
2004-2014 2.99% to 4.50%

Mortgage Loans
Home Equity LOC 3.50%
Home MTG ADJ 3.25%
Fixed MTG (15YR) 4.50%

Share Rates
Regular Share .37%

CD Rates
3-Month CD   .70%
6-Month CD   .80%
1-Year   CD   1.20%
2-Year   CD 1.40%
3-Year   CD  1.60%
5-year   CD 2.10%

 

For additional rates click
RATES & FEES