Wednesday December 12, 2018


Rates & Fees


Loan Rates Dividend Rates Chart of Fees

Effective as of: 10/18/2018
INSUFFICIENT FUNDS
NSF RETURN OVERDRAFT (ACH OR SHAREDRAFT)$25.00
NSF PAID BY OVERDRAFT LINE TRANSFER$ 2.00
NSF PAID BY ANOTHER ACCOUNT$12.00
NSF PAID BY AUTO TRANSFERS$12.00
NSF VISA CREDIT CARD PAYMENT$25.00
 
ATM/DEBIT CARD
REPLACEMENT CARD$ 5.00
EXCEED 12 FOREIGN ATM WITHDRAWALS/INQUIRES$ 1.00
 
SAVINGS (REGULAR SHARE A SUFFIX)
$25.00 min balance required. If balance falls below during any month $1 is assessed at month-end.
 
Minimum balance of $25 must be maintain. If balance falls below During a given month a fee of $1.00 is assessed at the $1.00
 
CHECKING (SHAREDRAFT X SUFFIX) No Minimum balance required
STOP PAYMENT FEE$12.50
PAID CHECK PHOTO COPY*$ 2.00
STATEMENT COPY*$2.00
*DENOTES FREE AT VIRTUAL BRANCH ONLINE BANKING
 
MISCELLANEOUS FEES
 
Returned Deposit Item$25.00
Money Orders$ 1.50
AMEX Travelers ChecksFREE
VISA Gift Checks$ 1.50
Domestic Wire Fee Outgoing$15.00
International Wire Outgoing$35.00
Incoming WiresFREE
Stop Payment on Cashier’s Check$12.50
Account Research per hour$10.00
Cashier Check (less than $500)$ 1.50
Mortgage Subordination$75.00
Levy, Subpoena, Legal Action$15.00
Dormant Account (No activity 1095 days)$ 5.00
Electronic Bill PayFREE
VISA Credit Card Payment at the Teller Window$ 2.00
VISA Credit Card Cash Advance at foreign ATM/Bank$ 2.00
VISA Credit Card by Phone payment$ 1.00



Auto Rates
2016-19 2.75% - 3.25%
2004-15 4.25% - 5.00%

Mortgage Loans
Home Equity LOC 4.25%
3 YR ADJ MTG 3.75%
Fixed MTG 15 YR 5.0%

Share Rates
Regular Share 0.50%

CD Rates
3-Month CD   1.15%
6-Month CD  1.20%
1-Year   CD  1.85%
2-Year   CD 1.90%
3-Year   CD  2.00%
5-year   CD 2.20%

 

For additional rates click
RATES & FEES