Once a member, always a member

Attention Home Equity Line of Credit Holders! Effective Saturday, February 1st, 2020 the interest rate on your outstanding equity line of credit will be reduced from 5.25% to 4.50% (prime rate minus .25%). You will receive notice via mail on the new payment amount. If you wish to edit your payment amount applied each pay period please notify us at: CustomerCare@600atlanticfcu.org

Attention Members! Our Annual Meeting is March 4th (Snow date: March 11th) Check your most recent statement for more information and an RSVP form. We hope to see you there!

Rates & Fees

Effective as of: 01/31/2020
New Autos
YearTermA.P.R.
2019 - 2020 40 - 66 Months2.49%
67 - 78 Months3.75%
Up to 100% of Kelley Blue Book value. Please visit: https://www.kbb.com
 
Used Autos
YearTermA.P.R.
2016 - 2018Up to 68 Months3.49%
2012 - 2015Up to 60 Months4.625%
2007 - 2011Up to 39 Months4.25%
2006 or OlderUp to 36 Months5.25%
Up to 100% of Kelley Blue Book value. Please visit: https://www.kbb.com
 
Motorcycles
YearTermA.P.R.
2017 - 2010Up to 60 Months4.50%
2016 or olderUp to 48 Months5.00%
Up to 100% of Kelley Blue Book value. Please visit: https://www.kbb.com
 
Home Loans
Loan TypeTermA.P.R.
Home Equity1 Year Adjustable180 Months4.50%
Adjustable Rate Mortgage3 Year Adjustable180 Months2.875%
Fixed Rate Mortgage15-20 Year (1st Lien)180 Months3.625% - 4.50%
Fixed Rate Mortgage15-20 Year (2nd Lien)180 Months4.00% - 4.50%
Our Home Equity rates will always be .25% below the Prime Rate
Please contact us for 5 - 10 year specialized fixed rate mortgages
 
Personal Loans
Loan TypeTermA.P.R.
Signature$15,000 Maximum36 Months12.65%
Up to 60 Months13.75%
*Special*Up to 60 Months7.99%
 
Share Secured Loans
Loan TypeTermA.P.R.
SignatureUp to 60 Months1.50%
Share Secured Loan rates will always be 1% above the Regular Shares dividend rate found on the Dividend Rates page.
 
Education Tuition Loans
Loan TypeTermA.P.R.
Signature$15,000 Maximum36-60 Months6.00%
 
Home or Auto Insurance Premium Loan
Loan TypeTermA.P.R.
Signature18 Months4.90%
 
Winter Heat Budget Program
Loan TypeTermA.P.R.
Signature12 Months4.90%
 
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